You saved for this.
Nothing to install. Everything stays on your phone.
A list of the experiences worth your money and the years you have to enjoy them. It starts by telling you where you are on the way from saving to living, then builds the list around that.
What it does, in the order it does it
Tells you where you are
Six short questions. No dollar amounts, ever. You get one card back: which stage you're at between saving and living, what's actually in the way, and the one move that fits.
Shows you kinds of things, not bookings
Examples of the sort of experience people like you tend to want. Mark the ones that resonate, even if the details are wrong. You make each one specific later, when you're ready.
Slots it into the years you have
Your list by decade, with a do-by year on anything physical, your yearly experience fund beside each item, and the partner's calendar taken into account. Then it checks back in to see whether you've moved.
What's the worst that actually happens? What does it cost you not to? What would you tell a friend with your exact numbers?
Who it's for
People who did everything right with money and stalled at the part they were saving for. The app says one of four things back, in these words.
“You're building.”
Still earning toward the number. The list stays small and real, and spending starts before the number, with a fund you won't miss.
“You have enough. You don't quite believe it yet.”
The runway is long and the belief is recent, or missing. One test trip, and one question when you're home.
“You have enough. The question is what for.”
The money's settled and the days are empty. The list starts from what a good week looks like, not from destinations.
“You're living it. Let's sequence it.”
Walking trips first, with a year on each. Boats, trains and home projects later. The body sets the order.
What it isn't
Not a budgeting app. No accounts linked, no portfolio, no net worth. One number a year, if you want one.
Not a trip planner. It helps you decide what and when. Booking is yours.
Not a feed. It asks one question a month, and only when your list is quiet.
Not a surveillance product. Your answers about your body never leave your phone, and nothing is shared with anyone until you choose to send it.
Try the test build
This is an early version we're testing with a small group. It runs in your phone's browser, works offline once opened, and keeps everything on the device. Add it to your home screen and it behaves like an app.
- Open wellspentapp.ai/app in Safari on your iPhone.
- Tap Share, then “Add to Home Screen.”
- Open it from the home screen and begin.